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Prices shown are indicative and subject to change based on market liquidity and execution timing. Fees are not included in the displayed pricing.

What is XRP?

XRP is a digital asset built for fast, low-cost global payments. Created in 2012 by Ripple, XRP settles transactions in seconds across the Ripple network — cutting out the banking middlemen that slow down and inflate the cost of international transfers. With over 100 financial institutions on the Ripple network and growing regulatory clarity in the USA, buying XRP has never been more compelling. Whether you're new to XRP or expanding your crypto portfolio, UpTrade is Australia's trusted XRP broker — making it simple, secure, and fast for investors across Australia.

Why Use a Broker for crypto trading?

If you’ve traded for a while, you already know that not all Crypto brokers are created equal. At Uptrade, we combine professional execution with the security and service sophisticated investors demand.

Registered and regulated – UpTrade is a registered and regulated crypto broker, fully compliant with our regulatory responsibilities.

Seamless conversions – Convert Bitcoin into USD, EUR, CAD, AUD and more with ease.

One-to-one personal support – Uncertainty breeds hesitation, and no one profits from hesitation. We keep you in the loop with personal broker support, so you’re never left searching for answers.

Designed for sophisticated investors – Our rates are sharp, with no hidden fees. Just clear and competitive pricing. 

Preservation and control of wealth – Imagine trading with the expertise of an entire in-house team of analysts behind you. If you want to trade as a high-value investor, you need high-value market research

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Frequently Asked Questions

What is the difference between XRP and Ripple?
Ripple is the private company behind the XRP Ledger, building payment solutions for banks globally. XRP is the independent cryptocurrency that runs on that ledger — you can buy and hold it without any involvement from Ripple. Ripple is also actively expanding into Australia, acquiring an Australian Financial Services Licence (AFSL) in 2026, which has strengthened XRP's presence in the local market.
Is XRP legal in Australia?
Yes. XRP is fully legal to buy, sell, and hold in Australia. The ATO classifies it as a CGT asset, and platforms offering it must be registered with AUSTRAC. Unlike the US, where XRP faced years of regulatory uncertainty due to an SEC lawsuit, Australian investors have always been able to access XRP without restriction. UpTrade is AUSTRAC registered and provides full access to XRP.
How do I buy XRP in Australia?
XRP is available through AUSTRAC-registered brokers and exchanges in Australia. You can fund your account in AUD via PayID or bank transfer and buy directly against an XRP/AUD pair. Working through a dedicated personal crypto broker like UpTrade means you get guidance on timing and position sizing rather than navigating it alone.
Do I pay tax on XRP in Australia?
Yes. The ATO treats XRP as a capital gains tax (CGT) asset. Every time you sell, trade, or exchange it, you trigger a CGT event. The good news is that if you hold XRP for more than 12 months before selling, you're entitled to a 50% CGT discount — meaning you only pay tax on half your gain. Keep records of every transaction and work with a crypto-savvy accountant.

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